Silver Oak Capital has a reputation as one of the most experienced commercial mortgage broker UK. There are many reasons why one would want to use a commercial mortgage broker but the most common reason is to save time, and hence money. Working with commercial properties presents a very different set of challenges as opposed to residential properties. The banks who lend on commercial properties will not necessarily be the same banks who lend on residential properties. Silver Oak Capital has a reputation as one of the best mortgage brokers London especially when it comes to commercial properties such as offices, retail, logistics, warehousing, apartment blocks, nursing homes and hospitality. Commercial property in the UK and Europe has become very popular especially for investors from China and other countries in the far east.
These properties carry different stamp duty and other tax implications and are often much more tax efficient than residential properties. Commercial banks we work with are based mainly in the UK, Western Europe and Hong Kong. There has recently been a regulatory change in the way planning applications are made in the UK and the government has also made it easier to change the use of commercial buildings to residential buildings. As large commercial finance brokers we can help with different types of loans. You may need a short term bridging loan to help with the purchase of an asset that is not income-producing. You may need some refurbishment or construction finance to complete and upgrades or changes to the commercial asset. Finally, you will need to refinance this debt onto cheaper commercial mortgage rates based on the regular income being generated by the property. The strength of the tenant as well as the details of the lease and their covenant strength will have an effect on which lender to approach.
Silver Oak Capital has excellent relationships with many of the top trust and fiduciary firms based in offshore jurisdictions such as Jersey, The Isle of Man, British Virgin Islands and Malta. So if you need to purchase your commercial property in a tax efficient offshore structure then we can make the appropriate introduction and facilitate the setup of this offshore structure. We will handle the entire application process for you from application stage to completion stage.
This usually takes 6-8 weeks but we can facilitate a quicker draw down of the facility should you need the funds on short notice. There is limited expertise in the commercial mortgage broker market and especially in the large loan space above £2 million. We have built a reputation as large commercial loan specialists and have a wealth of knowledge of each asset class. It is our job to find you the best interest rate in the market and we will work discreetly and confidentially to find you the best commercial property solution. There is plenty of information available on our website which highlights the types of deals we have done in the past so do not hesitate to contact us with any further commercial loan queries.
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